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INFORMATION ON FINANCIAL INSTRUMENTS
The information contained in this website is not intended as an offer to sell securities or a solicitation to buy.
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Few Words On Main Differences In Relation To Stocks
While stocks are a famous and popular, in a good sense, investment
option, buying real estate is a viable investment option too. If brought
about professionally, real estate can be an alternative to stocks, offering
lower risk, yielding better returns, and providing greater diversification
of your portfolio that emphasise risk management or colloquially: "Do
not keep all of your eggs in one basket!"
The decision to invest in stocks or real estates or in both depends,
besides on your financial situation and risk preference, on your personal
affinities and choice.
As a rule of thumb more people invest in stock market due to the
nature of it, that is, it doesn't take as much as time or money to buy
stocks. This is when we think in terms of number of people investing,
when we talk of sum of all investments real estate market, globally,
absorbs more funds that any other financial asset. Furthermore, it is
safe to assume that it has yet to show a huge potential in growth in this
time and period in history.
When you buy stocks, you buy a tiny piece of that company in for of
right written on the paper document before and now in form of
electrical record, therefore in intangible form. In general, you can make
money two ways with stocks: value appreciation as the company's stock
increases and through dividends payouts which in one option can be
reinvested again in the same stock or different asset.
When you buy real estate, you acquire physical property. Most real
estate investors make money by collecting rents in addition to value
appreciation. And since you can easily leverage real estate a possible
scenario is to expand your portfolio even if you can't afford to pay cash
then and there.
For many prospective investors, real estate is appealing because it is a
tangible asset that can be controlled by them selfs immediately by
making action and decision that affect the asset investment directly.
Accountability goes both ways.
Furthermore, let's not forget that real estate investment trusts (REITs)
are a way to invest in real estate like in any other security and are
bought and sold like ones like stocks for example.
Real estate that generates monthly rental income can increase with
inflation even in a rent-controlled area, which makes is the best
inflation prof and value per servant. Another consideration is taxes
after selling the investment. Selling stocks typically results in capital
gains taxes. Real estate capital gains can be deferred if another
property is purchased after the sale, called a 1031 exchange in the tax
code in US and if keeps certain number of years in some countries in
the Europe form 3 to 5 years, this is a huge convenience for investors.
The bottom line both investment option present risk and rewards,
investing in stock market gets a lot of attention as a retirement, save for
later, vehicles especially for people who can contribute regularly.
However diversification in always important ingredient when
organising your investment pool. Diversification is important,
especially when saving for the long term.Investors should opt for a
variety of asset classes or sectors to reduce their risk.
Investing in real estate is an ideal way to diversify your investment portfolio, reduce
risks, and maximise returns. Keep in mind that many investors put
money into both the stock market and real estate. And if you like the
idea of investing in real estate but don't want to own and manage
tangible - physical properties, a REIT might be the right choice for you
as it has all the functions and properties of a security.
